
What happens after you apply.
- How long it takes
- If everything checks out, the money can land the same day, usually within a few hours.
- What you need
- Very little. A few basics about your business and a few documents you most likely already have.
- Your credit
- No credit pull when you apply. Bad credit does not rule you out.
- Who reviews your application
- An advisor here at Jade, right away.
- How we contact you
- By phone or by text. It's up to you.
- What applying costs
- $0.
- If you don't like the offer
- You say no, and that is the end of it.


What owners dread about business funding, and what we do instead.
Weeks of waiting and hassle
Apply in minutes with a few basics and documents you most likely already have, and you can hear back the same day.
Costs you find out about later
With your offer you get the amount that lands in your account after fees, the total you pay back, and the size and timing of each payment.
Pressure to sign today
Your offer comes in writing, with a real deadline. Take the time you need, and ask every question you have.
More money than you can carry
If more money would hurt your business, we will tell you.
Fast business funding for the industries that keep everything running.






We also work with restaurants, salons, auto repair shops, trucking companies and many other kinds of business. Ask us
Questions owners ask us.
Still unsure about something? Call 347-484-7107 and ask for an advisor.
How fast can I get funded?
If everything checks out, the money can be in your account the same day, usually within a few hours.
What do I need to apply?
Very little, and no hassle. A few basics about your business and a few documents you most likely already have on hand. If anything else is needed, your advisor will tell you.
Will applying affect my credit score?
No. There is no credit pull when you apply.
Is this the same as a business loan?
No. A merchant cash advance is not a loan. It is an advance on your future sales, which is why it can move much faster than a bank loan and why your credit score is not the deciding factor.
Can I get funded with bad credit?
Yes. Bad credit does not rule you out. Offers are based on how your business is doing, not your credit score.
What does it cost?
Every offer is different. Before you sign, you see the amount you receive after fees, the total you pay back, and how the payments work.
Will other companies start calling me after I apply?
No. Your information is not passed to other companies or lead lists. You hear from your Jade advisor, and nobody else contacts you unless you accept an offer.
Will I deal with the same person the whole way?
Yes. You keep the same advisor from your first call until the money lands, and after.
How do the payments work?
Payments can come out daily or weekly, and sometimes every two weeks or monthly. Your advisor helps you pick what fits your cash flow, and the schedule is in writing before you sign.
Do I save anything if I pay off early?
Many offers include an early payoff discount. Your advisor will show you in writing whether yours does before you sign.
What if my sales slow down?
Call your advisor right away. Payments can often be worked out, and you talk to a real person who knows your business, not a call center.
Do I have to accept an offer?
No. That is totally up to you.
Apply in minutes. Get funded as fast as the same day.
A few quick answers. Your advisor contacts you by phone or by text, whichever you choose.
